With SmartProtect Essential, you can achieve your goals with greater confidence. This is an affordable plan that allows you to work towards your goals and live the life you want while providing you with a personal safety net.
You will enjoy comprehensive coverage against unexpected events from
as low as RM100 a month and you can further enhance your protection with
additional hospitalisation and medical benefits.
Example Benefits:
24 years old, Female, non-smoking, Occupation
Class 2
Premium: RM200/monthly
1. Life / TPD sum assured
>50K (increase 1% every year)
>50K (increase 1% every year)
2. SMX150 Medical card
>RM150 (Room & Board)
>RM150 (Room & Board)
>No
co-insurance
>90k
annual limit / 900k lifetime limit
3. SMX150-99 > Medical card extended
from 80 years old to 99 years old
4. CIBR > Critical Illness Benefit
Rider (36 Critical Illness)
5. PWE > Payer Waiver Extra Benefit
6. Saving > after 21 years (46 years
old) RM50,871 (cash value)
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